Directors

Paul Tyler

Paul Tyler began working in the financial services industry in 1990 including work as a pension specialist at an insurance company and an independent financial adviser before starting Aspect with Andy in 2006.

Paul is registered with the FSA as a pension transfer specialist which means he can deal with the kind of pension problems that many other advisers aren't qualified to handle. Paul has passed Chartered Institute of Insurance Advanced exam in pensions (G60), Retirement Options (K10), Pension Investment Options (K20) and Pensions Simplification. This allows him to advise on the more complex aspects of pensions - including issues relating to self-investment, divorce and annuity deferral (drawdown). He has also passed the Certificate of Pension Trustee Knowledge in order to deal with the problems associated with final salary pension schemes.

Despite always being considered a pensions man, Paul considers himself an investment adviser first and foremost. He believes that a pension is just another type of tax-efficient investment and should be subject to the same decision making process that applies to non-pension investments.

Paul has a degree in English Literature (which means his reports are understandable) and lives in Balsall Common in Warwickshire.

Contact Paul – paul@aspectfc.com

| Steve | Andy | Paul | Derrick |

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Testimonal

The CEO of a public company wanted to reduce his tax bill at the end of a successful year and knew about VCT's.

We were able to take him through the features of various trusts so that he could make a choice that took into account the growth prospects, tax benifits and the risks. In addition, we were able to recommend tax-savings that were lower risk by making pension contributions.

"I was able to make informed choices and they reacted quickly to meet a tight timescale" said the CEO.

15 Dormer Place
Leamington Spa
Warwickshire
CV32 5AA
Tel: 01926 452 440
Fax: 01926 432 008
Email: office@aspectfc.com